06 out Deferment and forebearance. If you refinance having a lender that is private youll lose those choices.

Deferment and forebearance. If you refinance having a lender that is private youll lose those choices.

Federal loans provide flexibility to postpone payments because of financial hardship in some circumstances. Personal loans arent necessary to offer this however some lenders might have re payment postponements or other flexible choices.

Loan forgiveness programs

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